Financial advice for Millennials who want to make the most of their money

You’ve started building some financial momentum. Maybe you have an investment property, some surplus money in your offset account, or a growing investment portfolio that is triggering more tax than you expected.

And behind those is a deeper niggle...

Are we setting ourselves up for the life we want to live?

You are starting to think longer term, about freedom, flexibility and the lifestyle you want to afford:

  • retiring early to devote your life to things that matter
  • renovating your home to create the lifestyle you’ve dreamed of
  • packing up a caravan and exploring Australia
  • giving your children the best start in life.

But it’s hard to know where to begin.

How much will it cost? Can you afford it? And what should you be doing now to make it possible?

Then life gets busy again… and time slips through your fingers.

That’s how we help.

Couple Enjoying Life

Financial advice that fits your life

Our advice starts with you. Your goals, your lifestyle and what you want to achieve.

From there, we develop a bespoke financial plan that is: 

  • Tax-effective – more of your money in your back pocket, and you’d be surprised how big a difference that makes
  • Strategic – to maximise the value of your income and investments
  • Flexible – to support your goals today, and adapt as they evolve.

Whether it’s investment structuring, insurance, super, or planning for the big stuff — we help you make confident, informed decisions about your future.

Happy Family

Protecting what matters most

Right now, your children and your lifestyle depend on your incomes.

If something happens to jeopardise that, you want to know that they will be ok. Along with your mortgage and all your personal long-term goals and dreams.

Many super funds come with default insurance, but it’s often too generic to really protect what matters. We’ll review your cover and make sure it actually fits your life.

Because your protection plan should be just as personal as your investment strategy.

Advice from a partner in your success

Meet Gilli

Clients describe Gilli as “a walking encyclopaedia with his finger on the pulse”, “genuinely interested your goals” and a “partner with us”.

He gives insight, data, projections and options so you can feel confident that your financial freedom is building step by step. And it does.

Set your foundations for a rewarding life

Doing the right things with your finances now sets you up with the future you want. Let’s chat about what that might be for you.

Book a Discovery call with Gilli today, and start making confident, informed choices about the life you want to live.

Call us on 02 4926 8000 or fill in the form. 

He keeps us focussed on what it is we want

Gilli is like a walking encyclopaedia and has his finger on the pulse. But he doesn't steer the conversation or me or my decision making. He presents data and the best projections that he can manage with what he's got and then lets us decide.

He has a very calm, very settled and patient nature about him, where it really does feel like a coach or a partnership and not an engagement. I trust Gilli; it feels like he’s genuinely interested in helping you with your goals.

Gilli keeps us focused on what it is that we want, not just with our money, but with our time and our lifestyle and what we want to achieve… and therefore it does not feel like a conversation about money. It feels much more like a conversation about direction.”

– Chris Lawrence

we are all sorted

We knew we weren't set up with the best options in terms of super and insurances, so we wanted to see what we could do. Gilli explained things simply and is easy to get along with. I trust what he's done so far, it’s given me peace of mind.

I just feel more confident about our future and the security the financial plans gives our family. We’re all sorted now, it’s terrific.

– Christine Swaddling

made a pretty significant difference

I came to Gilli for advice about an investment property I owned. He gave us multiple informed options and set them out so we could decide. I liked that, it’s honesty and he wasn't pushing us down a certain way. We went down the path of selling and invested in managed funds.

I appreciate his expertise. He rebalanced our portfolio effectively, which made a pretty significant difference*. We just don't have the time in our life to monitor a portfolio ourselves. 

He also advised us on personal insurances so if anything did go wrong the children would be ok.

Gilli periodically checks in with us to make sure we're happy and to do a review of our goals and investments. He makes it easy.

* Just one of the benefits of ongoing advice

 

– Ian Clark