There are certain times in your life when your finances come to the fore. When you look to focus more on money matters - your spending, saving or investments.
Some examples of these life stages include, but are not limited to, the following:
- Starting a business, and conversely selling a business
- Preparing for retirement, accessing superannuation
- Planning a family
- Saving for a new home, or investment property
- Selling a family home, or investment property
- Building an investment portfolio
- Transitioning to a retirement village, aged care or serviced accommodation
As you can see, these are important parts of our lives. That’s why establishing a relationship with a trusted financial advisor – built on respect and open communication – is so important for so many people.
Having a reputable representative when it comes to your finances brings a sense of confidence as you move through the aforementioned life cycles and make personal decisions that impact you, and your family.
But, does your relationship with a financial advisor need to be ongoing?
At Hub Advisory Group we believe there are a few factors to consider and here we look at these further.
Experience & Insight
Once you’ve selected the financial advisor you trust - who meets your needs and has the skills and experience to provide the advice you need - they will undertake extensive research and aim to gain a thorough understanding of your personal circumstances.
These insights will be used to make informed and personalised financial recommendations.
Having an ongoing relationship with Hub Advisory Group, for example, we will have the full picture of your finances. Working together you will have the ability to be proactive when it comes to making financial decisions, rather than reactive. We can make informed recommendations, in advance – keeping you ahead of trends and changes in the market.
On the other hand, once you’ve done the ‘hard yards’ in finding your chosen provider and this relationship is established, records maintained, and plans are put in place. You may choose to DIY, and you can circle back to your advisor as and when needed.
Your Needs
We understand your need for financial advice and professional guidance from a financial advisor will ebb and flow. But, if you know ahead of time that the upcoming calendar or financial year ahead is going to be a particularly busy time for you - or there are considerable changes to your finances on the horizon - an ongoing care service may bring both certainty and savings.
For clients who are looking for ongoing guidance, Hub Advisory Group provides a 12-month Ongoing Care service. The level of guidance will vary depending on individual needs and the fees for this 12-month agreement start from $165 per month.
Based in the centre of Newcastle, NSW we love working with everyday Australians looking to get ahead financially, both as individuals and business owners.
Whether you’re looking to develop an ongoing relationship, or you have a particular matter you need guidance on, the team at Hub Advisory Group is here to help you.
Give us a call on 02 4926 8000.